Ever had a penalty charge from the bank?

Just so you know: this page was imported from my old blog. Some pages were rather mangled in the process; my apologies if things don't quite look right.

(Off topic fun. Isn't it always these days?)

I've just been reminded by a friend that you can apply to reclaim any bank charges you've had in the last 6 years. For example, a direct debit for

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